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What Worries Boomers?

Friday, Jan, 22 2016

Most baby boomers expect to live longer than their parents with a better quality of life in old age. When it comes to aging, what worries the boomers?
• 45% are deeply worried about physical ailments that will take away their independence.
• 44% are worried about losing their memory.
• 43% worry about being unable to pay medical bills.
• 41% are worried about losing financial self-sufficiency.
• 18% worry about dying.

posted by: Kathy Keene 15 days ago Comment On This Post

What Are Boomers Doing To Look Younger?

Wednesday, Jan, 20 2016

• Only one in five has had or would consider plastic surgery. Among those, the top concern is a big tummy, wrinkly eyes and a sagging chin.
• Only 5% of baby boomers say they might use the chemical Botox to temporarily smooth away wrinkles, while 17% would consider laser treatments to fix varicose veins.
• 55% of women regularly dye their hair to cover gray, compared with just 5% of men.
• 25% of women have paid more than $25 for an anti-aging skincare product, such as a lotion or night cream, compared with just 5% of men.
• 90% have tried to eat better.
• 57% say they exercise regularly and about the same number say they do mental exercises, such as crossword puzzles, to stay sharp.

posted by: Kathy Keene 17 days ago Comment On This Post

How Old is Old?

Tuesday, Jan, 19 2016

It's not 50. It's not 60. It's 70. Or maybe even 80. That's the word from an AP-LifeGoesStrong.com poll of baby boomers, who are not only not particularly concerned about dying, but also insist they aren't even old. Yet. 75% of baby boomers who are between the ages of 57 and 65 consider themselves to be middle-aged or younger. While young adults say 60 is the beginning of old age, baby boomers are pushing that number back. The median age they cite is 70, but 25% of boomers say old age doesn't start until 80 candles are on the birthday cake. This is what they think about growing old(er):
• Overall, they are upbeat about the future.
• They are more likely to be excited about the positive aspects of aging, such as retirement, rather than being worried about the negatives, such as declining health.
• One-third of boomers say they feel confident about growing older, which is almost twice as many who say they find it frustrating or sad.
• 16% are actually happy to age, which is about equal to the number who admit they are afraid to grow old.

posted by: Kathy Keene 18 days ago Comment On This Post

Dangerous Places to Use a Debit Card

Monday, Jan, 18 2016

Debit cards are a fast, convenient way to pay with just a swipe and still live within your means. You don't have to carry wads of cash and you avoid piling up credit card debt. But there are some places you should never use a debit card. Why? It's too dangerous. Debit and credit card transactions may look the same at the checkout counter, but they are processed differently. Federal law stipulates that an individual's liability for fraudulent use of his or her credit card is capped at $50. The law is more complicated for debit card transactions, depending on when you report a missing card and whether it has been used fraudulently. Your liability ranges from nothing to paying for all unauthorized transactions. To protect your checking account balance, beware using a debit card in these three places simply because the likelihood of having your card information stolen is far greater, reports CBS News.
1. Online shopping sites
While most online shopping sites are secure, some of have been compromised -- and you may not be able to tell the difference. Also, certain types of PC viruses can capture your credit card information as you type it even on secure shopping sites.

2. Restaurants
After you finish your meal, you tuck your debit card into the folder with the bill and hand it to the server. And then the server disappears to process the bill. Your debit card is now out of your sight, and you have to trust the honesty of that server, who could easily steal your information--and it could be a while before you figure it out.

3. Gas station pumps
You pull up to the pump, swipe your debit card and start filling the tank. When you're done, you grab the receipt and go. Stop right there. When you swiped the debit card, the gas station computers contacted your bank's computers for authorization. Because the gas station doesn't know how much gas you will purchase -- this happens before you even activate the pump -- the gas station seeks authorization for a large amount, such as $75. Even if you only purchased $25 of gas, that extra $50 could be "on hold" for several days. That means you don't have access to your own money. It could be worse. Gas stations are frequent targets of criminals who rig up devices to the pumps to capture credit card and debit card information as the cards are swiped. It's called skimming, and it can cost you big bucks if you're using a debit card.

posted by: Kathy Keene 19 days ago Comment On This Post

Facts About Lefties

Friday, Jan, 15 2016

Between 10 percent and 12 percent of the world population is left-handed, and scientists have no idea why! It could be genetic. There are no obvious differences between those who are right-handed and those who are left-handed, we do know that lefties tend to excel at visual and spatial tasks and seem to be overrepresented among geniuses, reports LiveScience.com. What makes southpaws special? Here are ten facts:
1. Just as humans favor one hand over the other, animals also favor one paw over another. But unlike humans, which paw is favored is split about 50-50.
2. Although there is likely a genetic component involved in handedness, environment is also important. For example, researchers have found that identical twins often have different dominant hands.
3. Studies have found that southpaws have higher rates of dyslexia, schizophrenia and autoimmune diseases, such as allergies and lupus.
4. Males are overrepresented among lefties, so some scientists theorize that exposure to testosterone in the womb may affect handedness.
5. Many geniuses and leaders are lefties. Albert Einstein, Benjamin Franklin, Isaac Newton and Charles Darwin were all southpaws, as well as eight U.S. presidents: James A. Garfield, Herbert Hoover, Harry S Truman, Gerald Ford, Ronald Reagan, George H.W. Bush, Bill Clinton and Barack Obama. Fully 25 percent of the Apollo astronauts were left-handed.
6. Lefties tend to excel in fields that require excellent visual-spatial abilities, including architecture and graphic design, but are underrepresented in math and science.
7. Being left-handed can be an advantage in a fistfight when a surprise left hook can be a decided benefit. As many as 45 percent of expert fencers and tennis champions are lefties.
8. Lefties may have a more balanced view of their bodies. Right-handed people are more sensitive to their right side; for example, their right arm is typically stronger and larger. Left-handed people don't have a similar bias; for example, their arms are equally strong.
9. Mothers who are over 40 at the time of a child's birth are 128 percent more likely to have a left-handed baby than a woman in her 20s.
10. August 13 is Left-Handers Day, which celebrates left-handedness and raises awareness of the difficulties and frustrations lefties endure in a right-handed world.

posted by: Kathy Keene 22 days ago Comment On This Post

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